1. Acceptance of Terms

By visiting our website and submitting any information, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.

2. Services

Prime JRM Lending provides lending services in the Philippines, subject to eligibility requirements and credit evaluation. Loan approvals are not guaranteed and are based on our internal assessment.

3. Eligibility

To apply for a loan, you must:

• Be at least 18 years old
• Be a resident of the Philippines
• Provide accurate and truthful information

4. User Responsibilities

You agree not to:

• Provide false or misleading information
• Use the website for unlawful purposes
• Attempt to interfere with the website’s functionality or security

5. Intellectual Property

All website content, including text, images, and branding, is owned by Prime JRM Lending and may not be reproduced without prior written permission.

6. Limitation of Liability

We are not responsible for any losses, damages, or liabilities arising from:

• Inaccurate information submitted by users
• Temporary unavailability of the website
• Unauthorized access to user accounts or data despite reasonable security measures

7. Changes to Terms

We reserve the right to update these Terms & Conditions at any time. Changes will be posted on this page with the updated effective date.

8. Governing Law

These Terms & Conditions are governed by the laws of the Republic of the Philippines.